At Southern Oak Insurance Agency, we believe in more than just policies — we believe in people.

I’m Heather Cooke, the founder of Southern Oak Insurance Agency. With years of experience in the insurance industry, I’ve built my career on one simple belief: insurance should feel personal.

I specialize in helping families, farmers, and business owners across Georgia protect the things that matter most — from homes and cars to farms, businesses, and futures. My goal is to take the stress out of insurance by offering clear guidance, honest advice, and coverage that truly fits your needs.

When I’m not helping clients, you can usually find me at the ballfield cheering on my bonus daughter Abagail’s softball team, at the racetrack, or out hunting or fishing with Josh. At home, our two dogs, Briar and Flint, keep life fun and full of energy. Faith, family, and community are the roots that keep me grounded — just like the Southern oak that inspired my agency’s name.

I’d love the chance to earn your trust and be the person you can count on when life happens.

Ready to Protect What Matters Most?

Let us help you find the right coverage at the right price.